
We read the pricing page of each platform and wrote down every plan, what it includes and what the free account gives. Here is how to pay the least for the most anime.
By Wren Ashby
Cheapest yearly: Candy AI at $3.99 a month and Nectar AI at $4.99 a month. Best free start: OurDream with 55 dreamcoins. Best free chat: Joi. Most range: GirlfriendGPT, from $12 to $50 a month.
All five platforms work the same way at heart: a free account to try, then a subscription that unlocks unlimited chat, pictures and video, plus a currency (coins, tokens or credits) for the expensive extras. The details differ a lot, and the monthly price on the banner rarely tells the whole story.
This page compares the plans one by one, in US dollars, then puts them side by side in one table. Use it with our reviews: the right plan is the one that pays for what you will actually use.
Three rules hold for every platform here. First, yearly billing is always much cheaper per month, from about 20 to more than 70 percent off. Second, the currency matters as much as the plan: video and calls use coins or credits fast. Third, every platform lets you start free without a card, so test before you pay.
We list the price you see on each platform's pricing page. Promotions come and go; the yearly prices below are the regular ones we found.
OurDream's free account starts with 55 dreamcoins, enough for up to 55 messages or 10 images, plus 10 free images in its hentai generator. Premium costs $19.99 on the monthly plan, or $9.99 a month billed $119.88 a year, and includes 1,000 dreamcoins every month, with 1,000 bonus coins in the first month of the yearly plan.
The key detail: on Premium, chat messages cost 0 coins. Your monthly coins go only to pictures, videos and calls; 1,000 coins cover about 10 videos or 20 minutes of voice calls. Deluxe raises that to 5,000 coins a month with premium chat models and three times the memory. Extra coins come in packs: 1,000 for $11.99, 5,000 for $49.99. You can pay by card or crypto.
Best for: building your own character and turning chats into pictures and video.

Candy AI has one Premium tier, cheaper the longer you commit. Twelve months cost $3.99 a month, billed $47.88. Three months cost $8.99 a month. One month costs $9.99 for the first month, then $13.99. Every plan includes the same features: creating your own characters, images and videos, unlimited messages, the Live Action experience and 100 tokens a month.
Tokens pay for extras such as bringing a new character to life, which costs 10 tokens. The free account lets you open any character from the Anime tab and start a chat, but the Image and Video buttons under the chat are Premium.
The charge appears as EverAI on your statement, and you can cancel in the settings at any time. Best for: meeting written anime characters at the lowest yearly price.

Nectar AI keeps it simple with a single plan, Ultimate: $12.99 a month, or $59.99 a year, which is $4.99 a month, with 2,500 bonus credits in the first month of the yearly plan. Ultimate includes unlimited messages, 5,000 credits a month, a 64K memory context, long-term memory, video generation, voice messages and calls.
Credits pay for calls by the second, 1 credit per second for voice and 2 for video, for premium chat models and for the best image models. You cannot buy credits without a subscription. The free account builds a character for free and allows about three messages and one photo.
The statement shows Nectar Vixen AI. Best for: fantasy races and calls on one plan.

Joi sells three lengths of the same Premium plan: $13.99 for one month with 1,000 coins, $20.99 for three months with 1,200 coins a month, or $47.99 for a year with 1,500 coins a month. Its window shows these as weekly prices, $3.22, $1.61 and $0.92 a week.
Premium unlocks creating characters, images and videos, 18+ roleplay, selfies, an 8,000-message memory and priority creation. The yearly coins cover up to 350 images or 100 videos. The free account, once the email is confirmed, allows text chat with catalog characters, the most usable free chat of the five.
Joi states that no adult transaction appears on your bank statement. Best for: free text chat now, a cheap year later.

GirlfriendGPT has the widest range. Premium costs $15 a month or $12 a month billed yearly, with 5,000 messages and 400 coins a month and 5 second videos. Deluxe costs $35 a month or $24.50 yearly, with 20,000 messages, 1,200 coins, twice the memory, 10 second videos and voice. Elite costs $50 a month or $33 yearly, with unlimited messages, 2,000 coins and eight times the memory.
The free account gives a short chat trial with community characters. You can pay by card, bank transfer or a one-time payment, and the page states the service is anonymous and can be cancelled anytime.
Best for: long community roleplay, with voice from Deluxe.

The table below sums up the five platforms in US dollars. The yearly price per month is the one to compare; the monthly price is what you pay if you do not commit.
| Platform | Monthly | Yearly (per month) | Included each month | Free start |
|---|---|---|---|---|
| OurDream | $19.99 | $9.99 ($119.88 a year) | 1,000 dreamcoins, chat at 0 coins | 55 dreamcoins |
| Candy AI | $9.99 then $13.99 | $3.99 ($47.88 a year) | 100 tokens | Chat start |
| Nectar AI | $12.99 | $4.99 ($59.99 a year) | 5,000 credits | A few messages, 1 photo |
| Joi | $13.99 | about $4 ($47.99 a year) | 1,500 coins | Text chat |
| GirlfriendGPT | $15 | $12 | 5,000 messages, 400 coins | Short trial |

Written by
Wren Ashby @wrenashby
Anime fan from the Pacific Northwest who has spent the last couple of years testing AI girlfriend apps. Builds a character on every platform before writing a word about it.
How we testCandy AI at $3.99 a month on the yearly plan, then Joi at about $4 a month ($47.99 a year) and Nectar AI at $4.99 a month billed yearly.
OurDream for building and images, with 55 dreamcoins and 10 generator images. Joi for free text chat on a confirmed account.
Yes, all five are subscriptions that renew until you cancel in your account settings.
OurDream Deluxe or Nectar Ultimate. Premium plans include some video, but heavy video users need more coins or credits.
OurDream accepts crypto for plans and coin packs. The others take cards; GirlfriendGPT also offers bank transfer.
Only to test for a month. Every platform here is much cheaper per month on a yearly plan.
Cheapest yearly plan of the five: Candy AI at $3.99 a month.
Our number one pick gives you 55 coins at sign-up, no card needed. Build your own anime girlfriend in six steps.
Open OurDream